Business Insurances

We protect our clients from the unexpected with top quality insurance coverage that fits your needs and budget

Personal Specialties

Our Services

Business Insurance

Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. 

Business Insurance is a broad name for different coverages available to the business owner to protect against losses and to insure the continuing operation of the business. 

A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. Our team will work with you to design coverage from a variety of risks unique to you.

A business owners policy (BOP) provides a combined solution that brings together two types of coverages. The first type is liability insurance and this covers damage to people you do business with and their property. Additionally you may need coverage related to providing professional services- to protect your business from damages that result from you giving clients inaccurate advice (as an example). The second type is property insurance. Property insurance covers risks associated with your business; premises, equipment and vehicles. Obtaining a BOP policy will cover all your risks in one policy. Because it’s custom the pricing may vary but is usually cheaper than buying separate policies.

  • Contractor insurance requires a specialized policy that is customized to meet the needs of your business.
    • The best approach would be to have a policy that includes general liability that covers you against claims of damage or injury caused on site or to visitors on your own premises.

We specialize in protecting small businesses. We work with our clients to assess business risks and develop an insurance package that fits your business.

As an entrepreneur there are lots of things to consider in regards to protecting your business. Damage to your buildings, equipment and staff are just the beginning. General liability insurance protects against damage to other businesses and people. Your business needs general liability insurance if you ever meet clients either at your location or theirs, or have physical access to their equipment. Some businesses require general liability insurance before signing a contract.

  • We bet you are asking yourself, why choose our cannabis insurance products? Simply put, we have relevant experience in the professional liability market and are pioneers in the cannabis insurance industry. Insuring cannabis cultivators, processors, and retailers requires industry expertise. The cannabis industry is emerging and adequate coverage is not easily found for these businesses.

    While many mainstream carriers will not insure your business, we have established relationships with financially stable, national insurance brands that will. We understand the needs of your business and the time constraints on you and your staff, and we have streamlined our process over decades to quickly and accurately provide you with multiple quote options.

    Soko Insurance is growing with the cannabis industry in the United States and beyond, from medicinal use, to the expansion and legalization of recreational use in multiple states. Our commitment is to provide superior service with a level of expertise you will not find in non-specialized cannabis insurance providers. Our goal is to ensure you are covered and protected through a rapidly growing and changing industry.  

    We began our cannabis insurance program with the singular purpose of helping the legal cannabis industry secure insurance products at a reasonable cost. We saw first-hand a glaring need and a complete lack of understanding from the insurance industry as a whole. Through our extensive risk management assessments of some of the leading dispensaries, cultivation facilities and infused product manufacturers from California to Washington DC, we have spent hundreds of hours observing and analyzing the unique risks facing the cannabis industry.

There are a variety of cannabis insurance products available for your cannabis operation, depending on your specific business needs. We  can offer you access to products & solutions that can cover your employees, your property as well as your cannabis stock and product.

Explore the different options we have available for Cannabis Insurance below:

  • General Liability
  • Product Liability
  • Auto (Primary/Excess)
  • Umbrella (Primary/Excess)
  • Workers’ Compensation
  • All Risk Property
  • Crime
  • Inland Marine
  • Miscellaneous & Manuscript
  • Director & Officer
  • EPLI
  • Kidnap & Ransom
  • Professional Liability

Our Services

Feel free to inquire about any issue, and we'll be happy to assist you

Get in Touch!

Protecting the growth and safety of your business is our speciality - let us help you secure it.

Two ways to quote. Tons of ways to save.